How Does Costco Accept Apple Pay Without Credit Cards?
Does Costco take Apple Pay? Do you ever struggle to find your cash or cards at the checkout after filling up your cart with goodies?
Well, don’t worry; Apple Pay is like a digital magic trick that makes it easier. It’s like having your wallet on your phone, saying goodbye to the stress of carrying cash.
Get ready, because we’ve got the scoop on whether your Apple Pay can smoothly work its magic at the Costco checkout and if it is safer to use at Costco.
Does Costco Take Apple Pay?
Costco is a big-box retailer where you may get multiple items at discounted costs. A membership costs money, but there are benefits.
In addition to their own Kirkland Signature products, they sell quality brands. Everything is available, including electronics, meals, and even automobile rentals.
Apple Pay is like a digital wallet from Apple. It enables you to pay through the internet Safari, at shops in person, and using iPhone apps.
It is compatible with Mac computers, iPads, Apple Watches, and iPhones. It makes sense to use Apple Pay at Costco. All you need is your phone; you don’t need cash or cards.
Your card information is kept protected with Apple Pay, so it’s safe. It’s also rapid because all it takes is a few phone touches to complete.
You can use Apple Pay at all U.S. Costco stores. It’s an easy way to buy things.
Here’s what you need to know:
1. Only Use Visa Cards
Make sure your Apple Pay is connected to a Visa card. Because other cards like MasterCard, Discover, and American Express don’t work at Costco.
2. Digital Membership Card
Download your Costco membership card to your Apple Wallet. When you pay, you’ll need to scan both your membership card and Apple Pay.
3. Not for Gas
You can’t use Apple Pay at Costco gas stations. But you can use a physical credit card or cash for gas.
However, using Apple Pay at Costco is a convenient way to pay. Just remember to use a Visa card and have your digital membership card ready.
What Forms of Payment are Accepted at Costco?
You can choose to pay with cash, check, or other means that the warehouse accepts after you visit Costco:
1. Using Google, Apple, and Samsung Pay for mobile payments
2. Costco retailer cards
3. Debit and ATM cards that require a pin
4. The EBT card
5. Travelers’ checks
6. Visa credit cards.
Is It Secure to Use Apple Pay At Costco?
Instead of using cash or a regular credit card in a store, Apple Pay might be a safer option. Though you might feel more secure having your cash on you, cards might get lost or stolen.
The retailer receives information, such as your account number, when you swipe your credit card.
Your card number is never kept on Apple Pay’s servers or your device. It only sends the info the store needs, like your contact details, to finish the payment.
This helps keep your information more secure during the transaction.
How Do You Use Apple Pay at Costco?
Apply Pay at Costco can be used in the following ways:
1. Let the Cashier Know: You can inform the person handling your payment that you’ll want to use Apple Pay and choose it at the register.
2. Configure Your Device: Verify that you have it on your iPhone or Apple Watch.
3. Open Apple Pay: Launch the Apple Pay application on your gadget.
4. Select Your Card: Select the card which will be used for the purchase.
5. Hold It Nearby: To enable the payment machine to read the data, keep your smartphone nearby.
6. Await Confirmation: If your Apple Watch is being used, the process will conclude with an alarm and a vibration. Hold off on taking any instructions or cues from the clerk.
7. Finish the Checkout: Just remove your device when required, and you’re done. The payment has been completed.
What Credit Cards Does Costco Accept?
The credit cards accepted at petrol stations, Costco stores, and online are
1. Purchasing Items from Costco Stores
Any Visa credit card can be used, including the Citi Costco Anywhere Visa Card, which offers cash back on dining out, travel, gas, and Costco purchases.
2. Purchasing Fuel at Costco
Use a Visa credit card, such as the Costco Anywhere Visa Card, to get fantastic gas benefits when you purchase gas at Costco locations.
Good cashback is also offered on gas purchases with other cards, such as Chase Freedom Unlimited.
3. Purchasing Using the Costco Website
You can pay with Visa, Mastercard, or Discover cards (including JCB and Diners Club) when you shop at Costco online.
An example is the Citi Double Cash Card, which gives you 2% cash back on all your purchases.
Credit Cards Not Accepted at Costco
These are credit cards that are not accepted at Costco and some of them are;
1. Mastercard
You can’t use Mastercard at Costco stores, but if you’re shopping on their website or using the app, you can use a special Mastercard like the Chase Freedom Flex.
Costco likes Visa cards in their physical stores, so make sure to use a Visa card when you’re actually at Costco.
2. The American Express
Before 2016, Costco was limited to accepting American Express (Amex) credit cards, and you could obtain Costco-specific Amex cards.
But starting in June 2016, Costco ceased using American Express credit cards for online purchases and Costco app usage and instead shifted to accepting Visa. So, if you have an Amex card, it has not been usable at Costco since the summer of 2016.
3. Discover
A Discover card cannot be used inside a Costco store, however, it can be used online and via the Costco mobile app.
Recall that Discover is acceptable for purchases made via the app and online, but not for in-person purchases at Costco.
Apple Pay is accepted at Costco, however, you must use a Visa card that is linked to your Apple Pay, but you need to use a Visa card with it, connected to your Apple Pay.
So, if you’re into Apple packages and have the right card, using Apple Pay at Costco makes your checkout fast and simple.
Just remember, it’s like having a special key but in this case, a Visa card with Apple Pay to unlock the Apple Pay magic at Costco.
